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Rent vs Buy

Balance Sheet Benefits Calculator

Plug in your numbers. See your 3-year cost of buying versus renting, side by side. CFOs and procurement teams use this to model the OpEx vs CapEx case in 60 seconds.

Net savings by renting over 3 years

₹83,29,687

76% savedvs ₹1,09,54,687 cost of buying outright

Renting saves you ₹83,29,687 vs buying outright on a ₹1,00,00,000 equipment investment. CapEx stays free, cash flow stays smooth, balance sheet stays clean.

Total cost of ownership over 3 years

Side-by-side comparison.

Buy
₹1,09,54,687
Rent
₹1,01,25,000

Difference: ₹8,29,687 cash + ₹75,00,000 opportunity cost recovered = ₹83,29,687 total advantage.

Cumulative cost over time

Watch the gap widen.

Buying Renting
₹1.1 cr₹1.01 cr
Cumulative cost over time
YearBuyingRenting
Year 1₹1,01,75,000₹33,75,000
Year 2₹1,05,06,250₹67,50,000
Year 3₹1,09,54,687₹1,01,25,000
Buy

Buying breakdown

Cost of equipment
₹1,00,00,000
Interest cost (3 yr)
₹24,00,000
Tax savings on depreciation
₹14,45,313
Opportunity cost on capital
₹75,00,000

Net cost after 3 yrs

₹1,09,54,687

Rent

Renting breakdown

Rental payable over 3 yrs
₹1,35,00,000
Savings on tax
₹33,75,000
Cash advantage vs buying
₹8,29,687
Opportunity cost recovered
₹75,00,000

Net savings if you rent

₹83,29,687

Ready to put these numbers to work?

Talk to a Prime AssetSource specialist about a rental program tailored to your fleet, locations, and timelines.